Hope is having enough money to pay the right bills-- which is assisted by having the discipline to incur the right bills and not the wrong ones. And it is also a matter of being lucky. Savvy people position themselves to be lucky, and while they trust their luck, they never push it. Living to be lucky is knowing what to trust, when, where and how. Mostly, we have to learn to trust our own inner sense of what needs to happen in each situation as it arises and do that without caring what it means for us personally, or whether it will be lucky or not. The luckiest people do not care about their chances-- they are focused only on living their life the way it needs to be lived in the here/now of each moment. Nothing is contrived. There is no playing for the advantage, gaining the leverage, working the room. There is only seeing what needs to be done and doing it, when, where and how it needs to be done. It is amazing how lucky people are who live in the service of what needs to happen no matter what-- who say "Yes!" to whatever comes from doing what needs to be done-- who don't care about the consequences. They seem to be charmed, but they are not living to be charmed. They are living to be square with themselves and with their life. With them, conscious and unconscious are united, are one thing. They are aligned with the Tao and in accord with the flow of Yin and Yang. And they aren't doing anything special. Just looking and seeing. Just listening and hearing. Just knowing and doing. Just living to be at one with themselves in all that they do. Luck tends to favor people who live like that-- but they do not live that way in order to be lucky. Sincerity is the best kind of savvy. Integrity is the sine qua non of a life lived that way. And is lucky even when it is not lucky. We can't think our way there even if we try. Living our way there is the only way, and it is The Way.